We're looking for a credit risk expert with a strong analytical mindset and experienced in developing and managing enhanced credit decision models for German lending portfolio.
You'll work closely with senior leadership, data scientists, and cross-functional teams to optimize scorecards, lending strategies, and risk management processes-driving both credit performance and business growth.
What You'll Do:
🔹 Lead the development of credit risk scorecards and underwriting frameworks
🔹 Optimize lending strategies for larger, more complex businesses
🔹 Manage a team and collaborate with key stakeholders
🔹 Use cutting-edge data science and machine learning techniques
What We're Looking For:
✔ Strong analytical background (degree in Mathematics, Physics, Engineering, or similar)
✔ 4+ years of experience in credit risk and lending strategy optimization (Fintech or traditional lender)
✔ Expertise in statistical techniques and machine learning for credit risk analysis
✔ Experience in Python is a plus
✔ Excellent stakeholder management and leadership skills
✔ Understanding of the German lending market and SME finance (German language skills are a bonus)
